Medicare Advantage Will Get Hit With Health Care Reform

Since even before Medicare was passed in 1965 its been a source of frustration and intense debate from The Hill to Main Street. From concierge doctors to family physicians, politicians and family gatherings, health care reform is still a tough subject to grasp.

While Andy Griffith is currently appearing in television ads explaining Medicare changes to seniors, and the White House is praising its upcoming health care overhaul, the facts of how Medicare will change still remain a bit fuzzy.

1965. A lot of good things came out that year, like Medicare. This year, like always, we’ll have our guaranteed benefits and, with the new health care law, more good things are coming. Free checkups. Lower prescription costs and better ways to protect us and Medicare from fraud. See what else is new. I think you’re gonna like it, says Andy Griffith in his new TV ad. (Time.com) Seems to be pretty simply and explanatory, right? In reality, its a little more complicated.

Time.com states that Medicare Advantage, will in fact be greatly affected by health care reform, causing many seniors who have Medicare Advantage plans to lose fringe benefits that are not required by law. According to the Wall Street Journal, dozens of Medicare Advantage providers plan to cut back vision, dental and prescription benefits. Some plans are eliminating free teeth cleanings and gym memberships, and raising fees for hearing aids, eye glasses and emergency-room visits.

Medicare Advantage plans will take the biggest hit when the health care overhaul starts to take effect next month, mainly because Medicare Advantage plans are privately run plans that offer additional benefits beyond traditional Medicare. Obamas health care overhaul cuts to Medicare Advantage will open up the doors for 30 million Americans who currently dont have health insurance c overage. By taking some funding away from Medicare Advantage, money can be put towards those 30 million uninsured.

Democrats say the payment cuts are fair because Medicare overpays private insurers to run the plans. The government now pays private insurance companies an average of 9% more to operate the plans than it costs the government to run traditional Medicare, according to the Medicare Payment Advisory Commission, an independent congressional agency. That allows insurers to offer richer benefits to enrollees. (Wall Street Journal Online)

As for standard Medicare plans, they will not change, a common misconception among seniors according to Time.com. In a July poll, 50% of seniors believed health care reform would cut benefits that were previously provided to all people on Medicare, and that Medicare patients will have to spend more out of their own pocket. The reality is that while Medicare Advantage will change dramatically, standard Medicare will not, according to Time.com.

The law requires Medicare to pay 100% of preventive care, which includes checkups. The law will also gradually close the Medicare prescription drug gap known as the doughnut hole.

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Total Pet Care Services from Park Issa Veterinary Hospital

If you want to make sure your family pets are well cared for then you need to find the best vets in Wrexham. You will want to be confident your vet can offer you an all-round service that can take care for you pets at every stage of their lives.

Park Issa is a leading veterinary hospital and can offer one a wide number of services for patients. This top vets Shropshire practice can cater to both small and large animals. The modern well-equipped facilities offer comfortable and efficient surroundings for all kinds of pet health care requirements.

Park Issa Services

One of the main benefits of using the Park Issa Johnstown practise and hospital for your pets is that a wide range of services can be provided. This can include key treatments such as flea prevention and also full surgical procedures. You can be sure your pet will be cared for using the latest treatments and methods whatever their condition. This vets Shropshire hospital and surgery can provide the following services:

* Consultation if your pet is unwell then the experienced veterinary surgeons at Park Issa can offer them a full clinical examination and diagnosis. The modern air-conditioned consulting rooms are designed to ensure your pets have a relaxing and safe environment for their examinations.

* Vaccinations these key treatments can help your pets to stay healthy throughout their lives. They can help to prevent them from catching a number of potential fatal diseases. At Park Issa you will be able to get a wide range of vaccinations for vulnerable pets such as puppies, kittens and rabbits. You can also get booster shots for older pets.

* Microchipping it is too easy for pets to get lost or go missing. You can help to protect your pets with microchipping. This is a simple and painless process that involves inserting a small microchip under your pets skin. This will contain important information about their owners identification. Dogs are now legally required to wear owner identification at all times. Collars and tags can fall off or get removed and so microchipping is a much safer and more reliable way to make sure you are fulfilling your legal requirements as a dog owner. This service can also protect your cats as well.

* Surgical Procedures just like us sometimes pets may need operations to treat illness or injury. The Park Issa veterinary hospital can provide a wide range of surgical procedures. The modern operating theater is designed specifically for animal treatment and is supported by experienced professional health teams.

If you are looking for top vets Shropshire services then you should consider the Park Issa. Here you can find most of the main pet health treatment and services to make sure your pets are well cared for throughout their lives.

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Hospital Trauma (Part 1) Falling and Other Mishaps

Every hospital has risk assessment and fall prevention protocols, yet every hospital has patients falling out of bed, while walking, during transfer, from a chair, from the portable commode, from the toilet, from a seated position, while taking a shower, and while dressing. A great many of those accidents result in serious and sometimes fatal injuries, such as hip fractures, skull fractures, brain hemorrhage, rib fractures, and the like.

In a court case, the question of liability rests with whether the fall was preventable. Most cases are the result of negligence where the staff members dropped the patient, forgot to put up the side rails, or failed to answer the call buzzer in a timely manner. Nonetheless, given the current state of affairs, hospital personnel cannot prevent all falls.

Thus even if a nurse takes all reasonable precautions and answers the call bells immediately, the patient could still plunge to the floor and no one person is legally to blame. Yet every accident has its cause and effect, so even when there is no specific negligence according to current standards, it is socially irresponsible to accept a certain percentage of falls as inevitable. And it seems especially irresponsible if it’s you or someone you love who has fallen.

Hospitals need further investigation to find out what design flaws exist or what is lacking in the patient’s environment that allows a sick person to slip out of bed undetected until the staff members hear the awful sound of someone hitting the floor or crashing into one of the furnishings and/or equipment items. Motion sensor and video surveillance technology has become wireless and inexpensive. With such devices, an alarm would go off every time a patient at risk placed an arm or leg off the bed. These patients would be mostly ambulatory elderly to whom the nurses gave instructions to call for assistance before getting out of bed.

Meanwhile, if you as the patient or family member as an advocate engage the staff and express your concern about the dangers of falling, this will heighten their awareness. Likewise, hospital management can also help to reduce incidence of falling by launching education campaigns warning new patients and family members about the possibility of falling and teaching what steps to take to maintain safety. They should hand out pamphlets and put up signs in the lobby and all the corridors. Fall prevention needs to be a cooperative effort between patients, family, and hospital executives and staff.

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The Standard Rewards of Utilizing Creatine Supplements

Creatine is with out a doubt a single of the most well-liked bodybuilding nutritional supplements ever before. But a good deal of individuals never truly realize what it is or what it’s really supposed to do for you. Let’s check out to apparent some of that up.

What does creatine do?/p>

The easiest way to describe what creatine does is to merely say that creatine increases the sum of electricity in your muscle tissues. Not to get as well technical or biological, but when your muscle tissue perform they use ATP and creatine boosts the quantity of ATP available to your muscle tissues.

Creatine is located normally in your entire body, and you can also get tiny quantities of it by consuming meat (muscle tissue of other animals). The dilemma is that if you function out hard, you will possibly burn off up the quantity of creatine in your muscular tissues faster than you would like. That is where employing creatine supplements can assist because they enhance the obtainable quantity of ATP.

Benefits of making use of creatine

Here is a brief listing of some of the documented advantages of employing creatine:

Enhanced power in the course of exercises
Increased power throughout routines (ATP) and delay muscle tiredness
Fat achieve
Improve muscle dimensions
Other creatine information

Creatine is also unique in that it is one of the most researched bodybuilding dietary supplements on the market. It looks that every single few of months there is a new examine that comes out speaking about the advantages of creatine supplements and also some of the myths bordering them.

Most of the studies that I have noticed assist the thought that making use of creatine supplements can advantage most men and women. But as with any bodybuilding complement, distinct folks will see distinct outcomes from making use of creatine.

It seems that most folks will see the greatest excess weight and muscle gains when they initial start off making use of it as apposed to a person that has been employing it for a longer period of time of time. This has give rise to the idea of cycling your creatine use so that you physique doesn’t grow to be totally dependent on it.
krealkalyn

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Liquid Vitamins And Dr. Oz

Liquid vitamins and Dr Oz are a likely pair. Both are committed to giving you the best advice for living a healthy and energetic life. And with liquid vitamins and Dr Oz, you can be sure that their advice is reliable and not the latest fad.

Who is this Dr. Oz?

Mehmet Oz is a cardiac surgeon and the co-author of “You: On a Diet” as well as other helpful books geared toward improving the life of the patient. By using his medical background and combining advice from alternative therapies, people are seeing remarkable change in their lives. Liquid vitamins and Dr Oz are making their way into homes across the country, across the world.

Dr. Oz is trying to let people know that they do have a role to play in their own health often more so than their physicians do. He wants people to realize that we can change our health by making small changes in our life.

Why this connection?

Liquid vitamins and Dr Oz just make sense. With our fast paced lives, it’s become harder to get the nutrients that we need in our everyday diet. But by supplementing our diets with liquid vitamins, we can fill in those gaps that our stressful lives create.

And when we make sure that we’re getting our vitamins and minerals, our bodies can handle a lot more than they can when they’re running on empty. We have more energy and vitality and we can face our days head on.

To add even more benefits, liquid vitamins also includes antioxidants that allow the body to fend off the effects of pollution and free radicals in the air. These damaging elements in the air can cause cellular damage that often leads to cancer but this can be offset with Liquid vitamins and Dr Oz agrees.

What does this mean for you?

When you hear advice about liquid vitamins and Dr Oz agrees with the recommendation, you need to start listening. Liquid vitamins aren’t just the latest ‘fad’ to follow; they’re something that you need to get ready for the stress of the world around you.

Of course, you should also try to eat right and exercise, but if you don’t’ have the time (and many of us don’t), these liquid vitamins can help to protect you until you do find the time.

By giving you antioxidants, quality ingredients, and health benefits, liquid vitamins and Dr Oz all work together to make a healthier new you.

Copyright (c) 2007 Mark Molina

Importance Of Medical Tests Before Buying Medical Insurance

A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

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The Real and Fake of Vitamins

It seems oxymoronic that there is such a thing as fake vitamins. We take for granted that because it is a vitamin supplement, it has to be good for us. The fact is, there is such a thing as fake vitamins and it probably is in a store near you!

The market is flooded with many different variations of vitamin supplements to make your head spin. The way most people choose a vitamin is either, by asking their pharmacist, or picking one out that they think is what their bodies need. Unfortunately, all vitamins supplements are not created equal, especially synthetic vitamins.

If this were an open hall, we would see the real vitamins taking one giant step back and leaving the imposters exposed. The only health benefit synthetic vitamins have, is on the pockets of the manufacturers and distributors and marketers. Synthetic vitamins take a long time for your body to absorb it, if at all, it is bad for your kidneys, immune system and because it is “chemically made or synthesized” it has the potential for toxicity in the body.

We are conditioned to always read the label, but little good it does when we do not know what to look for. The next time you read the bottle label, search for the ingredient cyanocobalamin that is sometimes contained in B-12. This ingredient is found in nearly all multi-vitamins and ranks as one of the worst things to put in a vitamin supplement. Created in a laboratory, cyanocobalamin, is so frequently used in vitamins because it is the cheapest and easiest to produce. There is no nutritional benefit by using this synthetic vitamin, as it runs through the body without being absorbed.

The recommended vitamin to use would contain the ingredient in the B-12 vitamin, called methylcobalamin. This biologically active ingredient is agreeable to the body as it is almost immediately absorbed. Visit your local herbal shop to get good quality natural vitamins, which sells vitamin supplements in glass bottles, while most synthetic (if not all) vitamins are sold in plastic bottles. If you see “USP” on the bottle then it is a synthetic vitamin.

Only two vitamins were highlighted, which tells us as consumers how unwittingly we have been harming our bodies and throwing good money down the drain. Our health is our wealth, as well as our responsibility, to take care for as long as we live.

Start Off Your Lifting Career With The Best Bodybuilding Supplements.

The ideal nutriotional support supplements for bodybuilding arent difficult to find. When people start out lifting weights, they are likely to get sucked in by the big companies tiring to sell their fantastic new products. Novices dont need all these fancy supplements to see speedy results, particularly if they dont have the cash to do so. There are two great nutritional supplements that each beginner should try to get, which are:

1. Whey Protein.

Protein is the building blocks of which muscle is made. Our usual diets are lacking in optimum amounts of protein, when building muscle is the objective. Thats why, if you’re really serious about bodybuilding, you should consider taking whey protein supplements.

Its important to take protein directly after a workout because it will be quickly absorbed into the system. All that protein will be delivered to your muscle groups to help them grow. The simplest thing to do is to take a scoop of protein in a shaker to the gym, then as soon as you have worked out, just add some drinking water to the shaker and drink your protein. The protein powder can also be mixed with milk if that is your preference.

Protein isnt expensive these days and when you look in the right place, you’ll find a good deal. The tubs of protein powder generally contain adequate protein for a month so it works out more cost effective. It will also enable you to to build awesome muscles.

2. Creatine.

Creatine is an amazing product. The body contains natural creatine, but not nearly enough to deliver the results you crave if you’re lifting heavy weights. Creatine supplements will enable you to go the extra mile in the gym. You are going to add reps to all your lifts, which is a speedy way to bring results.

Creatine will also reduce the rate in which your muscles fatigue. You will be in a position to lift for longer and with extra intensity. The best time to take creatine is 30 mins prior to your workout and straight after the workout.

Select the best nutritional supplements for bodybuilding to see fast results. Shop around and compare prices at web sites such as www.powerandmuscle.com and save a lot of money.

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The ABCDE of Vitamins

Vitamins are indispensable to human metabolism. Vitamins are present in small quantities in food and sometimes, the human body produces them. Vitamins can also be artificially created. We all need vitamins; if we dont have enough vitamins in our diet, we run the risk of developing vitamin deficiencies that can ultimately lead to serious ailments. If you are looking for the best diet for life it should include the food sources for each of the vitamins mentioned below.

Vitamin A: The Vitamin for the Eyes

A fat-soluble vitamin, vitamin A plays an important part in eyesight, helping us to distinguish things around us when there isnt enough light. Vitamin A also contributes to the creation of skin, hair and mucous membranes and keeps them in good condition. Vitamin A strengthens the immune system and it is also connected with the development of bones, teeth, and epithelial cells, the cells situated on the inside and outside of body cavities such as the nose, mouth, throat, lungs, stomach, intestines, urinary tract.

Sources:Foods that contain high levels of vitamin A include orange and yellow vegetables and fruits (e.g., nectarines, cantaloupe, carrots), spinach, broccoli, butter, eggs, milk, fish oil and liver (beef, pork, chicken, turkey, lamb).

Vitamin B: The Vitamin for Metabolic Activities Vitamin B consists of several vitamins: B1, B2, B6, B12, biotin, folic acid, niacin and pantothenic acid. The B vitamins have an essential role in the human metabolism. They are responsible for transporting red blood cells, which contain oxygen, throughout the body. The B vitamins also have a major role in the process of protein synthesis and creation of energy.

Sources: Vitamin B is present in whole grains (e.g., oats and wheats), peas, beans, leafy green vegetables, citrus fruits, seafood, eggs and dairy products such as milk and yogurt, and meat. A type of bacteria residing in the large intestine is also capable of producing some types of B vitamins. Vitamin B deficiency is responsible for the occurrence of the so-called “Beri Beri” disease. Symptoms of vitamin B deficiency include weak muscles, cracked lips and malformed red blood cells. Vitamin B deficiency can affect a person’s normal growth and can create problems in the nervous system.

Vitamin C: The Antioxidant Vitamin Vitamin C is also called ascorbic acid. It is a water-soluble vitamin with antioxidant properties. Vitamin C plays a key role in collagen production. Collagen is a type of protein that provides strength in the case of bones, cartilages, ligaments, tendons, muscle, teeth and blood vessels. Vitamin C helps keep the gums and muscles in good shape. Vitamin C is also responsible for accelerating the healing of various wounds. Vitamin C also prevents fat-soluble vitamins like vitamin A and vitamin E, and other fatty acids from oxidizing.

Sources: High levels of vitamin C are present in citrus fruits (e.g., orange, lemon) and in other fruits (e.g., cantaloupe, strawberries) and vegetables (e.g., broccoli, tomatoes, cabbage).

Physical Therapy Travel Jobs Explore Your Possibilities after Graduation

Once youve obtained your masters degree in physical therapy and received your state license, youre likely ready to get started in the working world. As a new graduate, youll probably have a lot of options when beginning your first job search. For instance, youll have the choice to work at hospitals, clinics, nursing homes, outpatient care centers, and the list goes on. While choosing the type of facility youd like to work in will be one of the first decisions you make, its important to remember that you have travel therapy options available to you. Working as a traveling PT opens up a world of possibilities that traditional physical therapy jobs might not. You may have some questions about the travel therapy industry like those below:

What are the Benefits of working as a Traveling Physical Therapist?

Shorter assignments as opposed to traditional positions, with options for change after 3 months
You can choose the location of your employment – work anywhere in the U.S. you want to
Youll be able to better expand your skill set working with a number of different medical professionals and patients as you change assignments
Youll receive insurance, medical coverage, and great pay
Freedom to work at any type of facility youd like to, with the options to change after the assignment is over
Perfect your skills & learn new techniques

How do I get started working as a Traveling PT?

Now that youre aware of the options that are available to you and the benefits, its quite easy to get started. First, youll want to research some highly reputable travel therapy companies out there like Travel Therapist Jobs or Advanced Medical. Next, youll want to look at their requirements and the benefits/programs they have available to make sure you choose the company and the assignment that work for you. Many travel therapy companies have customer service so that someone is always available to you before, during, and after any travel assignment you go on. Working with a travel therapy company will give the freedom to choose where you want to work, for how long, and in what type of facility. Youll be able to search job requirements and options from the convenience of your own home! After which, youll get in contact with a career counselor who will find you the perfect travel assignment that suits all of your needs!

Again, youre likely ready to get started working as a physical therapist once youve graduated and you shouldnt overlook all the options available to you. Sharpen your skills, meet new people, and broaden your horizons with physical therapy travel jobs.

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